Integrity. Transparency. Ingenuity.

Wall Street investors understand what we’ve been saying for years – life insurance is a unique and powerful asset class that is currently under-priced. The challenge in purchasing a policy is that both the packaging and underlying mechanics are complicated and unclear. Clients often realize too late that what they “bought” is very different than what they “thought”.

FLAH & COMPANY specializes in the creation of customized life insurance solutions for ultra high net worth families and family offices. We have been working collaboratively with the nation’s top attorneys, CPAs, and investment advisors for over 30 years.

Policy Rescue

Our client had life insurance with two major, top-rated mutual carriers that he thought would be “paid up in ten years”. It wasn’t. We convinced both carriers to honor the original agent’s well documented “10-pay” commitment, saving the client a minimum of $422,000, more likely substantially more. Additionally, every premium dollar saved also saves 47 cents of gift taxes.

Testimonials

“Agent Flah’ has assisted my clients over the past fifteen years on numerous complex life insurance projects. Dick always has his clients’ best interests at heart. His ability to create unique insurance products and to re-engineer existing insurance policies to meet the needs of clients is unmatched. His recommendations are creative, clear and concise, with an attention to detail and responsiveness that is unsurpassed in the insurance industry. The due diligence and reports FLAH & COMPANY provides in connection with its annual policy reviews is a valuable asset to my clients. Dick is bright, articulate, witty and has a great sense of humility. His staff is a pleasure to work with. In short, Dick is the consummate professional. I recommend FLAH & COMPANY with enthusiasm and without hesitation to satisfy the insurance needs of any of your clients.”

Richard B. Comiter, Esquire: Comiter, Singer, Baseman & Braun, LLP – Attorneys at Law

Securities offered through Registered Representatives of NFP Securities, Inc., a Broker/Dealer and Member of FINRA and SIPC Investment Advisory Services offered through Investment Advisory Representatives of NFP Securities, Inc. a Federally Registered Investment Advisor. FLAH & COMPANY is a member of Partners Financial, a division of NFP Insurance Services, Inc., which is a subsidiary of National Financial Partners Corp, the parent company of NFP Securities, Inc. Case studies provided for illustrative purposes only. Individual results will vary. Guarantees subject to the claims paying ability of the issuing insurance company. NFP Securities, Inc. does not provide tax or legal advice. This site is published for residents of the United States only. Registered representatives and investment advisor representatives of NFP Securities, Inc. may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact the NFP Securities, Inc. Compliance Department at 512-697-6000.