Someone turning 65 today has a 70% chance of needing long term care. Our A.I.D. team is focused on identifying long term care products worth owning and implementing attractive language into the policies. When it comes to long term care, the details are important (for example, “indemnity” vs. “reimbursement”contract language). All our solutions are flexible and have embedded guarantees so when you are most vulnerable, you will have protection.